Attention homeowners in Norwalk and Fairfield County: Need an appraisal?Check out the top 7 reasons why Connecticut homeowners use Petrucci Real Estate Services:
At Petrucci Real Estate Services, we understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Petrucci Real Estate Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.Challenging Fairfield County's assessment of your propertyYour local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from Petrucci Real Estate Services is your #1 weapon when challenging your property tax assessment.Need to cancel PMI?An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping clients just like you do away with unnecessary PMI insurance.Was your HELOC recently frozen?If your home is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Petrucci Real Estate Services can help you reinstate your home equity line of credit with efficient appraisal.We Also Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can assist you. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |
|||||||||
